JOURNEY & PROGRESS
MIS Score (Policy Health Index)
The MIS Score is the single number — 0–100 — that tells you how active your Mind Insurance policy currently is.
Definition
The MIS (Mind Insurance Score) blends PROTECT streak, pillar health, collision activation frequency, and claims filed into one index. 80+ means active coverage. 50–79 means exposed. Below 50 means lapsed.
MIO recalculates it nightly. The operator sees the trend, not just the number.
Why this matters
Subjective self-assessment lies. A number the system calculates based on behavior does not.
Related coverage
CoverageCoverage is the active state of your Mind Insurance policy — you are covered when the daily premium has been paid and no claim is currently running.Claims PreventionClaims Prevention is the operating mode where active coverage stops claims from forming — the whole point of Mind Insurance.Identity ShiftIdentity Shift is the observable change in behavior and self-description that indicates the policy is taking hold — not a feeling, a footprint.